The wage/benefit tradeoff
Over in Time.com’s financial section, Stephen Gandel talks about new research from the Center for Retirement Research. As you would expect, a company that offers more in contributions to a 401(k) will...
View ArticleGive us better funds for our 401(k)s
At Morningstar.com, Christine Benz asked message board users to rate their 401(k) plans. Fees and sector coverage are foremost on people’s minds, with employer matching and other perks (like good user...
View ArticleWhy you should pay attention to fees in your 401(k)
The end of August marks the final deadline for your employer-sponsored 401(k) plan administrators to give you a breakdown of fees paid from investing your hard-earned paychecks into these retirement...
View ArticleAmerican Retirement Savings: We’re better off now than four years ago
In the run-up to the 2012 election, FutureAdvisor analyzed balances in employer sponsored retirement accounts across America. How have ordinary Americans’ account balances changed over the last four...
View ArticleHow much does today’s lifestyle cost in 2040? A lot!
At FutureAdvisor we’re excited about the opportunity to have a conversation around how to invest well. This post is part of a series about general thinking about investing. We were talking about...
View ArticleResolved to learn more about investing in 2013?
Here are our top three favorite books to start with – use the math-o-meter to figure out which one is right for you. The post Resolved to learn more about investing in 2013? appeared first on...
View ArticleWomen Get The Hard Sell From Financial Advisors.
Women face more challenges than men when it comes to finance. The last census shows that they earn 77% of what their male counterparts do. So, they aren’t able to save as much money as a man in their...
View Article3 Job Perks That Might Be Worth A ‘Smaller’ Salary
If you’re in a hot and in demand field, you might find yourself with multiple job offers right out of school. While it might be tempting to take the job offer that pays the highest, you might be...
View ArticleNFL Players Must “Go Long” On Retirement
With the Baltimore Ravens winning against the 49ers last night in the Super Bowl, this seems like a good opportunity to see how professional athletes deal with retirement. There are a number of factors...
View ArticleInterview With Emily From EvolvingPF
Husband and Wife Team Emily & Kyle @ EvolvingPF.com This husband and wife team are both extremely intelligent; It’s no surprise that they are keeping a side project going with all that extra brain...
View ArticleRent vs Buy: Is Renting Always a Bad Investment?
By Rebecca Lake for SmartAsset Owning a home was once considered the apex of the American Dream but renting has become more practical for millions of Americans in the post-housing crisis economy. While...
View ArticleWhy America Needs To Save More
Below is a chart that shows the percentage that Americans have saved from their disposable income (i.e. after income tax) since 1970. It’s falling, and that’s a problem. The most recent value is 4.5%....
View ArticleAre You On Track For Retirement?
The chart above gives an estimate of how much you should have saved for retirement as a multiple of your current salary. This is based on you current age. It assumes that you want to retire at 60...
View ArticleHow NFL Players Should Save For Retirement
Photo credit: Cristiano Gatti An NFL’s players career is a little under 6 years, if you make the opening day roster, and the average salary is about $1.9M a year. So, assuming you enter the NFL at...
View ArticleWhat myRA Means For You
As announced during the State Of The Union addressed (pictured above) this year, the US Treasury will introduce a new way for lower income Americans to get started saving for retirement. This seems a...
View ArticleHow Most Active Funds Underperform
Your Choices When Picking A Fund: Active vs. Passive When you pick an investment fund you have two fundamental choices. You can pick an active fund that aims to outperform the broader market by a...
View ArticleManaging Your Money With Your Partner
Photo: Gregory Jordan Perhaps not the most romantic of topics, but managing your money successfully with your partner will help you go on more beach getaways in retirement. Here are a few tips on...
View ArticleTips for Being a Better Saver
We’ve all heard that American households don’t save enough. At around 4.3% of income, many families are not amassing a nest egg large enough to weather a family emergency, invest in retirement, or...
View ArticleExotic Retirement Locations
There are many factors to consider when deciding where you are going to retire to: climate, living expenses, even language. Here are three places you can choose to retire in without breaking the bank...
View ArticleFix Your Finances With Goals
Imagine that you walk into your workplace to find that your boss hasn’t shown up again. It’s been that way for two weeks now, and it’s not just your boss – every manager in the building has suddenly...
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